whatsapp whatsapp While the US healthcare system is in desperate need of a shake-up and millions remain uninsured, Sanders has not been forthcoming about the quality of care under his preferred system, let alone the cost of it.The Democratic party has allowed itself to be pulled to the left. It will be up to its primary voters to decide on a direction for the presidential race: pragmatic or radical.But the ghosts of 2016 have not been laid to rest. Brazen, half-concocted, financially irresponsible policies are not being held to account like they once were – and we can anticipate a queue of politicians lining up to put them forward. My worse fear has been realised: the 2020 presidential race is upon us.Like many readers, I’m not ready to re-board the political and emotional rollercoaster of 2016. But I cannot deny reality anymore: 2020 is in full-swing. Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeLiver Health1 Bite of This Melts Belly And Arm Fat (Take Before Bed)Liver HealthUndoParenting FactorLily From The AT&T Ads Is Causing A Stir For One ReasonParenting FactorUndoPost FunRare Photos Show Us Who Meghan Markle Really IsPost FunUndoNoteableyJulia Robert’s Daughter Turns 16 And Looks Just Like Her MomNoteableyUndoZen HeraldEllen Got A Little Too Personal With Blake Shelton, So He Said ThisZen HeraldUndoGrowitchRemember Penny From The Big Bang Theory? This Is Her NowGrowitchUndoInvestment GuruRemember Cote De Pablo? Take A Deep Breath Before You See Her NowInvestment GuruUndoAtlantic MirrorA Kilimanjaro Discovery Has Proved This About The BibleAtlantic MirrorUndoMagellan TimesIf You See A Red Ball On A Power Line, Here’s What It MeansMagellan TimesUndo Friday 8 March 2019 8:07 am Donald Trump has altered the tone and standards of debate in US politics. Many of his supporters applaud the changes as “honest”, “direct”, and “telling it like it is”.I don’t see it this way. His crass form of communication and low-brow insults are already being embraced by his competition – a few weeks ago, the Minnesota senator and Democratic presidential candidate Amy Klobuchar responded to Trump’s tweet about climate change by asking how his “hair would fare in a blizzard”.If we continue at this pace, the Commission on Presidential Debates might as well supply water balloons and silly string. We can determine our voting preference by who survives the literal pile-on for 90 minutes straight.But it’s not just the mud-slinging that Trump has legitimised. He has a nasty habit of making promises he can’t keep, and promoting questionable policy in the process.Take his pledge to tackle America’s “trade deficit”, which has actually grown under this President by over $100bn. It would be near-impossible to “fix” what is in reality a non-issue without cutting off Americans’ access to cheaper goods from abroad. Kate AndrewsKate Andrews is associate director at the Institute of Economic Affairs. Share City A.M.’s opinion pages are a place for thought-provoking views and debate. These views are not necessarily shared by City A.M. 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This promise was never financially or industrially realistic. But he pushed it during the election, and continues to push for it now – so hard, in fact, that he may try to circumvent Congress to get the funding.Worryingly, the democratic frontrunners seem to have adopted Trump’s method of championing radical policy proposals that are either impossible to implement or dangerous to try.There’s Californian senator Kamala Harris, who has tweeted out her support for state-wide rent controls – a housing policy that virtually no economist will endorse, because history has consistently shown that it lowers the standards of rental accommodation and keeps new renters out of the market.Other leading hopefuls – including Bernie Sanders from Vermont and New York’s Kirstin Gillibrand – have embraced Alexandria Ocasio-Cortez’s Green New Deal. This “deal” would require obscene tax hikes and borrowing, while undermining industry, reducing easy access to air travel, and cutting off imports from the rest of the world.Meanwhile, Sanders continues to lead the charge for universal healthcare through a single-payer system – like the type seen here in the UK, which hit an 11-year low in satisfaction polling this week. Tags: Climate change Donald Trump People Tax
Wednesday 15 May 2019 3:14 pm The latest poll follows a Yougov survey that found most Brits believe Farage’s Brexit party will disappear within the next 10 years while 56 per cent said the same of the Change UK party.Read more: UK voters think the Brexit Party and Change UK will disappear in 10 years Share Nigel Farage’s politicians topped the public vote with a 27 per cent share according to a Comres Centrum poll published this month.Labour came a close second with 25 per cent of the vote while Theresa May’s Tories languished in fourth with 13 per cent.However, all three parties dropped one percentage point as the Liberal Democrats picked up a three percentage point boost to 14 per cent.Meanwhile Change UK, the party comprising former Labour and Tory party rebels, suffered a two percentage point decline to look set to win just six per cent of the vote on 23 May.It comes as the Standard reports the Prime Minister has been given 24 hours to set a date for her resignation as Brexit talks with Labour look set to fail. whatsapp Members of the 1922 committee of Tory backbenchers called for a “clear timetable” to replace May.If May fails to offer MPs a resignation date she will risk rebellion from Tories determined to oust her, the Standard said.The PM has signalled she will attempt to get her deal through parliament for a fourth time in early June after MPs dealt her three heavy defeats between December and March.She will put her deal to parliament again on 3 June, but Labour leader Jeremy Corbyn made clear last night he would not back the withdrawal agreement.Prominent backbenchers in Boris Johnson and Dominic Raab – both Tory leader hopefuls – have written an open letter to the Prime Minister to warn that any deal that commits the UK to staying in the EU’s customs union will tear the Conservative party apart. The Brexit party is on course to win the lion’s share of votes in the upcoming EU elections as the Tories continue to shed support among the public.Read more: MPs in eurosceptic ERG ‘will vote against’ May’s Brexit deal in June Brexit party will win most EU election votes as Tories languish under May, finds poll whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikePast Factory4 Sisters Take The Same Picture For 40 Years. Don’t Cry When You See The Last One!Past FactoryFilm OracleThey Drained Niagara Falls – Their Gruesome Find Will Keep You Up All NightFilm Oraclebonvoyaged.comThese Celebs Are Complete Jerks In Real Life.bonvoyaged.comZen HeraldEllen Got A Little Too Personal With Blake Shelton, So He Said ThisZen HeraldPost FunA Coast Guard Spotted Movement On A Remote Island, Then Looked CloserPost FunDefinitionMost Embarrassing Mistakes Ever Made In HistoryDefinitionDaily Funny40 Brilliant Life Hacks Nobody Told You AboutDaily FunnyHealthyGem20 Hair Shapes That Make A Man Over 60 Look 40HealthyGemMisterStoryWoman files for divorce after seeing this photoMisterStory Joe Curtis Tags: Boris Johnson Brexit Jeremy Corbyn Nigel Farage People Theresa May
RELATEDTOPICS Cape Coral man tries to figure out meaning of his 25-year-old tattoos June 16, 2021 WATCH: Porch pirate targets newly moved in Cape Coral residents June 16, 2021 AdvertisementRecommended ArticlesBrie Larson Reportedly Replacing Robert Downey Jr. As The Face Of The MCURead more81 commentsGal Gadot Reportedly Being Recast As Wonder Woman For The FlashRead more29 comments AdvertisementFor example, new developments can be built behind plazas and shopping centers.Most residents told NBC2 that they’d rather see a different kind of development in the community, but don’t see the storage trend ending anytime soon. Cape Coral break in foiled by barking dog June 17, 2021 CAPE CORAL, Fla. — Business is booming in Cape Coral, especially storage unit businesses.More and more storage facilities have been popping up all over the city recently. Driving along Southwest Pine Island Road, the businesses are hard to miss.The City said that there are currently 12 storage facility permits under construction or in the review process. To handle the storage boom, the City is putting specific rules in place for future bids. Storage units can no longer front Pine Island Road, although there are some exceptions. Advertisement Cape Coral applies for FWC grant to improve Yacht Club Park’s marina June 16, 2021 Advertisement AdvertisementTags: Cape Coralstorage unit AdvertisementDC Young Fly knocks out heckler (video) – Rolling OutRead more6 comments’Mortal Kombat’ Exceeded Expectations Says WarnerMedia ExecutiveRead more2 commentsDo You Remember Bob’s Big Boy?Read more1 commentsKISS Front Man Paul Stanley Reveals This Is The End Of KISS As A Touring Band, For RealRead more1 comments
The 11 principles include guidelines for bank regulators when evaluating credit risk practices, accounting for expected credit losses, and the assessing a bank’s capital position. The move to ECL accounting frameworks by accounting standard setters “is an important step forward in addressing the weakness identified during the financial crisis that credit loss recognition was too little, too late,” the Basel Committee says in a statement. Some banks were slow to realize their building credit losses during the financial crisis, which prevented accurate assessments of their financial condition, and contributed to the severity of the crisis. Failing to detect rising credit risks in a timely manner “can aggravate underlying weaknesses in credit quality, adversely affect bank capital adequacy, and hinder appropriate risk assessment and control of a bank’s credit risk exposure,” the Basel Committee adds. The guidance sets out the Basel Committee’s view on the proper application of ECL accounting standards, and is intended to be complementary to those standards. “It provides banks with supervisory guidance on how the ECL accounting model should interact with a bank’s overall credit risk practices and regulatory framework, but does not set out regulatory capital requirements on expected loss provisioning under the Basel capital framework,” the Basel Committee says. The Basel Committee of Banking Supervision on Friday issued new guidance on Friday setting out expectations for ensuring that banks promptly account for their loan losses. The guidance, which includes 11 principles, establishes supervisory expectations for banks in assessing and accounting for credit risk, as part of a shift to so-called “expected credit loss (ECL)” accounting. Bitcoin should face tough capital rules, Basel Committee says Share this article and your comments with peers on social media Related news Translating climate risks into financial risks takes work Keywords Basel Capital AccordCompanies Basel Committee on Banking Supervision How should banks allocate capital for crypto? James Langton Facebook LinkedIn Twitter
Advisor value increased more than 1% in 2020: report A deadly first wave, followed by a tsunami of excess deaths Share this article and your comments with peers on social media Keywords Value of advice, CoronavirusCompanies Ontario Securities Commission However, the poll found that the overwhelming majority of investors (85%) held all their investments during this period of market volatility.Those more likely not to have sold any investments had advisors, low financial knowledge and low stress levels when thinking about their investments.A small but significant number of respondents (7%) sold a large portion of their investments — at least 20% of their portfolios.The OSC noted that data on respondents was insufficient to evaluate whether they should have sold or held in response to the pandemic or whether they sold due to financial hardship.The study found, however, that 50% of respondents said advice from an advisor was the most important information they receive when deciding to buy or sell.Pandemic communication and adviceMost respondents with advisors (74%) had communicated with their advisors during the pandemic (the survey included robos among advisors). Nearly half had discussions with their advisors (46%), while 17% received informative messages and 11% received some other form of communication.The remaining 26% had no communication with their advisors.Of the 46% who had discussions with their advisors, about 29% said their advisors reached out to them, while 13.5% reached out to their advisors themselves and about 4% of respondents made contact with their advisors after receiving informative messages.The most common topic of advisor-client discussions was economic and market events (37%), followed by changes in portfolio value (24%), financial plans (18%), and the client’s employment, health and financial needs (17%).Overall, the majority of investors (81%) rated their advisors’ advice during the pandemic positively. This figure included 18% of respondents who rated the advice as “excellent,” 35% who rated it “very good” and 28% who rated it “good.”A significant minority — 19% — weren’t impressed with their advisors’ advice, rating it “fair,” “poor” or “very poor.”Because the question about advice was asked only of investors who had received advice since the start of the pandemic, the question didn’t necessarily indicate perceptions of advice typically received, the OSC said in a summary report.Why clients switch advisorsWhen asked if they’ve ever switched advisors, about four in 10 respondents (44%) said they have and another 7% said they’d like to switch. Those retired and with more invested assets were more likely to have switched.The top reasons for switching were advisor retirement (32% of respondents), finding a preferred advisor (31%), not liking the advice or services received (27%) and poor returns (17%). Fees were cited by 13%.Clients walking out the door shouldn’t be a concern for most advisors: the majority of respondents said they’re satisfied with their advisors’ service and advice (83%).Another positive finding was that nearly all advised respondents (95%) said their advisors ask about their investment goals, risk tolerance and time horizon. For those who had ever switched advisors, that figure was even higher — 97%.For full details, read the OSC investor experience survey.About the OSC survey: Leger conducted an online survey of 1,942 Canadian investors between April 1 and April 12, 2020, using Leger’s online panel. To qualify, investors had to have investments beyond only Canada savings bonds, segregated funds or pension plans. They also had to invest with an advisor (69% of respondents) or online investment service (7%), or as a self-directed investor (23%).The OSC said in a summary report that it will use the survey to “enhance delivery of investor education and support retail investors in today’s complex and uncertain investing environment.” 123RF Michelle Schriver Ontario unlikely to balance budget by 2030: FAO During the early days of the pandemic, investors were stressed but pleased with the advice received from their advisors, finds a survey from the Ontario Securities Commissions (OSC) published on Wednesday.In the survey conducted in early April, almost half of respondents (47%) said they were experiencing increased levels of stress. Such a situation can “dramatically affect investment decisions by decreasing a person’s willingness to take risks,” the survey said. Related news Facebook LinkedIn Twitter
Share Share via TwitterShare via FacebookShare via LinkedInShare via E-mail NEWS TIP SHEET Former Biosphere 2 Inhabitants to Speak at CU-Boulder March 17 Two American scientists who spent two years inside the Biosphere 2 dome near Oracle, Ariz., from 1991 to 1993 will speak about their experiences during a presentation at the University of Colorado at Boulder on Monday, March 17. The talk will be held from 3 p.m. to 4:30 p.m. in room ECCR 1B40 of the engineering center. Sponsored by Bioserve Space Technologies Center and the aerospace engineering department, the event is free and open to the public. Biosphere 2 was built to test the feasibility of a self-contained environment similar to those that might someday be built on other planets or on the deep ocean floor. The domed, 2.5 acre site contained seven ecological zones, a small ocean and mountain, a farm and a five-story living area. The two scientists, Taber MacCallum and Jane Poynter, will talk about their personal experiences and what they learned from their scientific experiments with six other scientists from 1991 to 1993. MacCallum coordinated and operated the electronic and air systems, performed soil and tissue analysis and conducted research on human toxicology and ecology. Poynter coordinated the domes agriculture and care of domestic animals, including crop selection, pest control and food processing, canning and freezing. MacCallum and Poynter now work for Paragon Space Development Corp. of Tucson, Ariz., which develops experiments for space flight in microgravity environments. They recently used hardware built by Bioserve faculty and students to fly two aquatic biosphere experiments aboard the space shuttle Endeavour and on the Russian space Station Mir. For more information contact Bioserves Carla Goulart at 492-3607 or Jim Scott in the CU-Boulder public relations office at 492-3114. Published: March 13, 1997
Edward Craighead, professor and chair of the psychology department at the University of Colorado at Boulder has won a national award in recognition of his contributions to the field of clinical psychology. Craighead received the Florence Halpern Award for Distinguished Professional Contributions to Clinical Psychology. The American Psychological Association’s Society of Clinical Psychology gives the award. Craighead was recognized for his “active involvement in the mental health community at the national and international level; his passion for mentoring and for advancing the careers of his students and colleagues; and his integrity, professional judgment and his abiding concern for others.” His current research focuses on preventing reoccurring depression among college students and preventing initial episodes of depression among adolescents in Iceland. The author or editor of more than 120 papers and seven books, Craighead joined the CU-Boulder faculty in 1995 and has chaired the psychology department since 2003. Craighead has supervised 34 doctoral students and served on the doctoral committees of more than 100 students. More than 50 undergraduates worked in his lab before going on to complete doctoral degrees of their own. Prior to coming to CU-Boulder, Craighead held positions in Duke University’s psychology department from 1986-95, including professor and director of the cognitive behavior therapy and clinical psychology programs. He also was a psychology professor and director of clinical training at Pennsylvania State University from 1970-85. Based in Washington, D.C., the American Psychological Association is the largest professional organization of psychologists in the world with 150,000 members. Published: Oct. 11, 2005 Share Share via TwitterShare via FacebookShare via LinkedInShare via E-mail
Email WASHINGTON – The global economy will likely strengthen the rest of this year and in 2011 as China and other emerging powers offset weakness in the United States and Europe.That’s the latest outlook of the International Monetary Fund, which predicts the world economy will expand 4.8 percent this year and 4.2 percent next year. That would far surpass last year’s 0.6 percent decline, the worst since World War II. The IMF’s forecast for worldwide growth this year is 0.2 percentage point more than its previous estimate in July.The international lending agency predicts the U.S. economy will grow 2.6 percent this year, below its previous estimate of 3.3 percent, and 2.3 percent next year.The IMF’s forecast, released Wednesday, points to lingering weakness in the United States and Europe after the worst recession since the Great Depression.The agency says the global economy will require a balancing act: Countries with huge trade and budget deficits such as the United States will need to boost exports. And countries with big trade surpluses such as China must reduce their dependency on exports and boost domestic demand.The IMF forecast was prepared for the annual fall meetings of the 187-nation IMF and its sister lending organization, the World Bank. Finance officials from the Group of 20, representing the world’s richest nations and fast-growing developing countries, are scheduled to hold talks Friday.Obama administration officials said they planned to press other G-20 countries such as China to honor commitments they’ve made to reduce their huge trade surpluses, which come at the expense of other countries. Such trade imbalances contributed to the global downturn.The prediction of 2.6 percent growth for the United States this year is historically weak coming after a recession. But it marks a sharp reversal from the 2.6 percent decline in U.S. activity last year. That was the steepest drop since 1946. The U.S. forecast is down from a 3.3 percent projection the IMF made in July.But the U.S. economy slowed sharply in late spring and summer this year as the European debt crisis shook the confidence of investors and businesses. The IMF’s forecast of 2.3 percent U.S. growth for 2011 is down from its 3 percent estimate in July.Growth prospects are even weaker in Europe. The 16 nations that use the common euro currency will see their economies average 1.7 percent growth this year and 1.5 percent next year, the IMF says. Still, both those forecasts are upgrades from July, following a debt crisis that began in Greece and had threatened to widen throughout Europe.Growth in Japan is projected to be 2.8 percent in 2010 and 1.5 percent in 2011. Its 2011 estimate was trimmed because Japan is still struggling to emerge from nearly two decades of anemic growth.Combined, advanced economies such as the United States and Europe are forecast to grow 2.7 percent this year and 2.2 percent next year.By contrast, emerging and developing economies such as those in China, Russia, Eastern Europe and Latin America, are expected to expand 7.1 percent this year and 6.4 percent in 2011 — more than double the growth rates of the advanced economies. Stay Connected with the Daily Roundup. Sign up for our newsletter and get the best of the Beacon delivered every day to your inbox.
By Gavin van Marle 25/05/2018 There was less positive news for carriers on the routes between Asia and North America – today’s SCFI showed a 1.9% decline on spot rates from China to the US west coast, to $1,283 per 40ft, while shipments to east coast ports declined 2.6% to $2,271 per 40ftHowever, in the wake of difficult first-quarter financial results recently posted by carriers, analysts are mixed about the industry’s prospects this year.In a commentary earlier this week, analysts at Jeffries argued that rates should rebound in the second half of 2018 as capacity injections tail off.“We continue to believe the container shipping sector is set to benefit from a rapidly improving market balance, with expected high capacity growth of 8% for the second quarter, in line with the first quarter, followed by a slowdown to low-single digit growth for the second half, based on today’s record-low order book.“Container demand increased by 4.8% the first quarter, in line with expected growth of 4%-5% this year, while the risk of an escalating trade war between the US and China has been reduced, after tariff increases on Chinese imports were put on hold,” it said.But Alphaliner was far less sanguine, arguing that capacity additions would increase as carriers continued to battle for market share.“Faced with the stark choice of cutting back on capacity or risking continued freight rate weakness, carriers have thus far chosen the latter course. Average capacity operated by the top-13 carriers has increased by 9.1% year-on-year, as essentially everyone is still chasing market share at the expense of securing higher freight rates.“The aggressive capacity additions are expected to continue through the summer, with a raft of newbuildings due to come on stream. Charter rates will maintain their upward path on the back of strong vessel demand,” it said. © Anekoho Carriers on the key Asia-Europe trades saw container shipping spot freight rates lift this week in advance of introducing new FAK levels on 1 June next week.According to this morning’s Shanghai Containerised Freight Index (SCFI), spot rates between Shanghai and North European ports increased 4% to reach $825 per teu, while rates from the Chinese export hub to Mediterranean ports ticked up by 6.7% to $848 per teu.The upwards trajectory will give carriers some hope that new FAK rates they hope to apply next week – CMA CGM has announced a rate of $950 per teu on the route, for example – may at least be partially achieved.In contrast, Hapag-Lloyd’s efforts to raise its FAK rates to $1,200 per teu on the same date would appear likely to come up short, on today’s evidence.
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